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Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. As top local Realtors, we know all the lenders in town. We can recommend good lenders all day long or we can recommend a GREAT lender who will make a difference - typically the difference between owning a home or not! Sometimes it is necessary to have some credit repair as well, which is a normal part of the lending process, not just for those with credit issues! You may not even be aware that there are any issues and it is our job to review your report and make recommendations as necessary. Simply paying down a credit card could make all the difference in the world for you! When it comes to referring our partners. we want you to have the BEST the industry has to offer; we bet our reputations on it - and we strongly recommend Francesco A. Foggia of CS Financial in Beverly Hills. He has serviced our clients all throughout Ventura and Los Angeles Counties as well as throughout the state of California and is just a phone call or email away - you are just a phone call or email away from owning your own home. Isn't it time to make that call? To find out more about Francesco and CS Financial. just click on the button below. When you visit his page on our site, you can email both of us by submitting one simple form. It's that easy! He is the consummate professional - and a great addition to our team! Remember: we WILL respect your privacy! We know this is your personal information, and we will not distribute it to anyone. Getting pre-qualified to purchase a home is also provided free of charge, without any obligation on your part. It is part of our job as top (Thousand Oaks, Newbury Park, Westlake Village, Agoura, Oak Park, Calabasas, Moorpark and Simi Valley) real estate agents to offer services such as these. You are our business - and we are here for you every step of the way! Testimonials Randy Ide --- "Francesco showed me the value of going through a broker. He got me a better deal ultimately through my own bank Wells Fargo than I could get through them directly. The proof was in the final numbers." Cody Alexander --- "Working with Francesco and his team was a delight, from my initial meeting to the conclusion of escrow I can safely say I couldn't have had an easier time, and that's not just my opinion but that of my realtor!" Richard Browne --- "In the past 25 years, I have managed a national mortgage company, sold real estate and have been an active investor. During this time I have had the opportunity to work with many mortgage consultants. But it’s not often you come across someone as dedicated to his clients as Francesco. During our relationship I have found Francesco to be extremely knowledgeable in all facets of mortgage lending. He has proven this by his ability to always choose the right product for the type of transaction being financed. He possesses excellent communication skills and always keeps me well informed during the entire process. I have recommended Francesco to all my business associates, family and friends, knowing his service is always exceptional. I look forward to my continued relationship with him." Doris E. Johnson --- "Whit thanks for introducing me to Francesco. The timing was great as I was in the process of increasing my home equity line. Francesco was able to get me the maximum amount at the most competitive rate. He worked hard to get me through to closing as quickly as possible. With his efforts it was pain free. Reminds me of the high level of service you provide. Thanks again. Matthew" Matthew Spain --- "In order to have success in Real Estate investing you must surround yourself with a great team of advisors and service providers. This is especially true with mortgage advisors. It is necessary to have someone that is knowledgeable and has a very large network of providers. It is key that this person works for you and your specific needs. That is why I recommend Francesco Foggia at CS Financial and his assistant Angie Vega. Francesco goes out of his way to insure you have the best available loan, specifically tailored to your own needs. He explains in detail the pros and cons of different choices. We are living in a day in age where customer service is lacking. Francesco makes sure that you are treated with the highest of sincere customer service. Whether you are purchasing your first home or are a seasoned investor, you will be happy to add Francesco to your team as I did." Reuben Salazar --- Tim Jahnke --- Ralph & Jamie Nazarian --- "I am pleased to have the opportunity to recommend the services of Mr. Francesco Foggia to anyone seeking a knowledgeable, professional Loan Consultant who will spare no effort to accomplish the tasks he sets for himself and his clients. I am both a client of Francesco’s and a professional real estate broker who appreciates his skill and work ethic, and I unhesitatingly refer him to my clients on a regular basis. He has a well earned reputation as a man who knows what can be done for his clients, and who works diligently to complete the project he undertakes. I believe Francesco achieves outstanding results because he works hard to create the relationships with his clients and his associates that produce the extra effort often needed to successfully complete their loans. It’s obvious he feels that every client deserves and must get his best effort, because each client’s success is his success. Mr. Francesco Foggia is a consummate professional and one of the best Loan Consultants I’ve had the pleasure to work with during my 25+ years as a California Real Estate Broker." Bob Helms --- Edward Moyzes  We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...
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