 Homes For Sale
 Foreclosure Listings
 Rental Properties
|
 Invitation Only

 Get
Pre- Approved
 Blog those
Buyers and Sellers interested in learining more about our current market in our
local community.
All agents are NOT alike! Find out why we are top real estate experts in Thousand Oaks & other surrounding cities. Call us! 805-341-4644
|

Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
|
Compare
three mortgages at one time. Download TripleCalc now. It's
free.
|
Suzanne Grace & Associates
is one of The Top Selling Real Estate Experts Find Out More > |
|
|
|
For Home Sellers:
Why Sellers Choose Suzanne Grace & Associates - Why home sellers in Thousand Oaks, Newbury Park and Simi Valley choose Suzanne Grace & Associates.
Free Presentation - Free in-home listings presentation on marketing your Thousand Oaks, Newbury Park and Simi Valley, in Ventura County California property.
Property Valuation - How much is your Thousand Oaks, Newbury Park and Simi Valley home worth?
What Did That Home Sell For? - What did that Thousand Oaks, Newbury Park and Simi Valley, California property or other real estate sell for?
FSBO - Selling your Thousand Oaks, Newbury Park and Simi Valley real estate on your own?
Go to Main Sitemap - Main sitemap sections include Find Thousand Oaks, Newbury Park and Simi Valley Homes, For Home Buyers, For Home Sellers, Thousand Oaks, Newbury Park and Simi Valley Information, Real Estate Resources, and About Suzanne Grace & Associates.
Please Sign Up For The Latest Listings and the Latest Real Estate News
 |
First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
|
 |
| Q |
What is an encumbrance against a property, which may be voluntary or involuntary?
|
| A |
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien. |
See More Real Estate Trivia > |
|

|
| Copyright. All images, text, programs, and other materials found in
www.ThousandOaksDreamHomes.com are protected by the United States copyright
laws. Any commercial use of the images, text, programs or other materials found
in www.ThousandOaksDreamHomes.com is strictly prohibited, without the express
written consent of Suzanne Grace, Realtor®. |
 |
 |
|
 |
www.ThousandOaksDreamHomes.com is brought to you by
Suzanne Grace & Associates NUMBER1EXPERT in real estate for
Thousand Oaks, Newbury Park and Simi Valley, California Read Suzanne Grace & Associates'
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
 |
NUMBER1EXPERT
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|